:root{
  --ink:#0b1b2a;
  --navy:#062540;
  --deep:#061d3f;
  --blue:#008dad;
  --green:#8dca3c;
  --muted:#435c70;
  --line:#d8e7ee;
  --soft:#f4f8fa;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:#fff;font-family:Arial,Helvetica,sans-serif}
a{color:inherit}
.legal-hero{padding:52px 0 42px;background:linear-gradient(120deg,#f8fbfc 0%,#edf6f8 68%,#eaf5df 100%);border-top:1px solid #edf3f5;border-bottom:1px solid var(--line)}
.legal-shell{width:min(1040px,calc(100% - 64px));margin:auto}
.legal-eyebrow{margin:0 0 12px;color:var(--blue);font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase}
.legal-hero h1{max-width:850px;margin:0;color:var(--deep);font-family:Georgia,"Times New Roman",serif;font-size:46px;line-height:1.08;letter-spacing:-.025em}
.legal-hero .lead{max-width:780px;margin:17px 0 0;color:var(--muted);font-size:16px;line-height:1.65}
.legal-tabs{padding:16px 0;background:#fff;border-bottom:1px solid var(--line)}
.legal-tabs nav{width:min(1040px,calc(100% - 64px));margin:auto;display:flex;gap:10px;flex-wrap:wrap}
.legal-tabs a{display:inline-flex;align-items:center;min-height:40px;padding:9px 16px;border:1px solid var(--line);border-radius:999px;color:#17364b;text-decoration:none;font-size:12px;font-weight:700;letter-spacing:.035em}
.legal-tabs a:hover,.legal-tabs a:focus-visible{border-color:var(--blue);color:var(--blue)}
.legal-tabs a[aria-current="page"]{border-color:var(--green);background:linear-gradient(115deg,#061d3f,#0a5776);color:#fff}
.legal-main{padding:44px 0 64px}
.legal-document{width:min(960px,calc(100% - 64px));margin:auto}
.legal-intro{margin:0 0 34px;padding:20px 24px;border-left:4px solid var(--green);border-radius:0 10px 10px 0;background:#f3f8ed;color:#274153;font-size:15px;line-height:1.72}
.legal-document h2{margin:38px 0 14px;padding-bottom:10px;border-bottom:1px solid var(--line);color:var(--deep);font-family:Georgia,"Times New Roman",serif;font-size:25px;line-height:1.25}
.legal-document h2:first-of-type{margin-top:0}
.legal-document p{margin:0 0 14px;color:#263f53;font-size:15px;line-height:1.72}
.legal-document ul{margin:0 0 18px;padding-left:22px;color:#263f53}
.legal-document li{margin:7px 0;padding-left:4px;font-size:15px;line-height:1.65}
.legal-document strong{color:#102c43}
.legal-document a{color:#007f9d;text-underline-offset:3px}
.legal-document .effective{margin-top:34px;padding:15px 18px;border:1px solid #cfe2b7;border-radius:9px;background:#f3f8ed;font-style:italic}
.legal-table-wrap{margin:18px 0 24px;overflow-x:auto;border:1px solid var(--line);border-radius:10px}
.legal-table{width:100%;border-collapse:collapse;min-width:650px}
.legal-table th,.legal-table td{padding:14px 16px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);vertical-align:top;text-align:left;font-size:14px;line-height:1.55}
.legal-table th:last-child,.legal-table td:last-child{border-right:0}
.legal-table tr:last-child td{border-bottom:0}
.legal-table th{color:#fff;background:var(--deep);font-weight:700}
.legal-table tr:nth-child(even) td{background:var(--soft)}
@media(max-width:820px){
  .legal-shell,.legal-tabs nav,.legal-document{width:calc(100% - 36px)}
  .legal-hero{padding:36px 0 30px}.legal-hero h1{font-size:34px}.legal-main{padding:30px 0 44px}
  .legal-document h2{margin-top:30px;font-size:22px}.legal-intro{padding:17px 18px}
}